Important notes

The Summary of Facts document forms the basis of your insurance contract with us. When you take out a policy with AmTrust Equine, your personal copy will be sent to you along with your Certificate of Insurance. This policy is a 12 month contract providing horse insurance and renewal may be invited every year.

When you receive your Summary of Facts you must check the details you have given us to ensure the information is accurate and advise us of any errors within 14 days.

Any injury, illness, condition or disease which exisited before the Policy came into force and any illness in the first 14 days will not be covered.

Insurers may request additional documents, such as x-rays or veterinary reports, the cost of these must be met by you. On receipt of these documents the insurers may place specific conditions or exclusions on your policy which will be shown in your Certificate of Insurance.

It is your duty to disclose all material facts as failure to do so could invalidate your insurance. You must continue to keep Insurers updated with all relevant information at all times.

When you renew your policy you must sign and date the Renewal Summary of Facts and Declaration of Health and return it to us.